What does it indicate when a bank returns a check marked as “NSF”?

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The bank is unable to confirm your identityYour account lacks enough funds to cover the checkThe check is suspected to be counterfeitThe check is unlawful and cannot be processedNone of the above

Explanation

When a check is marked 'NSF' by the bank, it means 'Non-Sufficient Funds,' indicating that the account holder does not have enough money in their account to cover the amount of the check. This is different from issues like identity verification, forgery, or illegality.