What term describes the word 'bank' in the phrases 'on the banks of the river' and 'banks provide financial services'?

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AllophonesWords that sound alike but have different meaningsWords spelled identically but with different meaningsWords that share spelling and pronunciation but differ in meaning

Explanation

The word 'bank' in both examples is spelled the same but has different meanings, making it a homograph. Allophones relate to sounds in phonetics, homophones are words that sound the same but may differ in spelling, and homonyms are words that share spelling and pronunciation but differ in meaning.